數位遊牧民族過著隨”客”而居的生活，往往是客戶在那裡，人就在那裡，電腦只是工具，無法帶來收入，馬克的朋友知道馬克在做這方面的工作，常常會拿一些怪東西給馬克看，就馬克的認知，當我們人在外頭，而必須使用信用卡付款的時候，一般有二種作法：
1.使用手刷式刷卡機，也就是把信用卡上面刻的資訊複製下來，然後再用電話查詢授權碼。
2.打電話回公司，直接請同事在刷卡終端機上輸入卡號，得到授權碼。
但無論是以上何者，都有卡號外洩的風險，並且耗時較久。
而這一隻”隨身攜帶的刷卡機”，可以完成夥伴們走到那裡，賺到那裡的夢想，特別適合但不限於以下行業：
1.地下金融業者(放款、刷卡借現、討債公司、etc…)。
2.路邊擺攤的業者(路邊攤、黃牛票、藥頭、導遊、etc…)。
3.業務。
刷卡機本體如同一隻手機大小，是透過手機傳輸連結至payment gateway，換言之，有訊號的地方就可以使用，漫遊時也可以使用。
刷卡機亦支援讀取IC卡，也就是說只要有建製完成gateway，這一隻刷卡機也可以做IC卡的扣款或認證。
手動輸入卡號。
刷卡完成後，透過紅外線傳輸至列印機，將刷卡機與列印機分離，不但減小了體積，也降低了同時被查穫的風險… 
最後再來張合照。
信用卡交易的資料是經過加密的方式傳輸，所以並不會在手機上留有任何資訊，唯一的資訊只有通過驗證後所列印出來的簽名收據，比以上傳統方式安全太多了。
辦理方式
資格：特約商店需通過聯合徵信(未通過則不得進行申請)。
申請文件：營利事業登記證、負責人身份證正反面影本、401文件、存摺影本、
申請文件表、SIM卡申請文件、聯徵同意書。
帳號：銀行會給一組特定的Merchant ID。
設定：廠商會將Merchant ID與SIM 卡資料設定在MTT上交給USER。
帳號：每個特店會有一個Merchant ID，一個MTT 會有一個Terminal ID，一個 Merchant ID可以對應多個Terminal ID(連鎖店或多分店可使用)，廠商與客戶對帳會依Merchant ID與Terminal ID進行對帳。
特約商店查詢：特約商店可透過web查詢與列印所有交易訊息。
特約商店撥款時間：在合約內容中約定時間進行撥款。
特約商店撥款：銀行會依特約商店的帳號(Merchant ID與Terminal ID)
扣除手續費，將款項撥給特約商店。
費用；手機費用、維護費、傳輸費
手機漫遊使用原卡付漫遊費用。
運作架構：
特色：
安全保密：一個SAM卡槽，PKI(用於MTT和伺服器之間的密鑰交換) RSA加密3DES
演算法，所有支付交易均採用DES或3DES的加密演算法
通過 EMV Level 1 和 EMV Level 2, 正申請 EMV Level 3 審驗中，預定2005/10通過
晶片卡：完全符合信用卡POS相關規範，支援T=0和T=1、5V卡、同步、非同步
磁條卡：可選讀全部三軌道的磁卡資訊
元通達科技
http://www.mpay.com.tw
WaySystems運作示範
http://www.waysystems.com/flash/tour.html
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